Kick Off the New Year by Getting Your Finances in Order

January 03, 2025•1 min read

Happy New Year! There’s no better time to take control of your finances and set yourself up for success. Over the years, I’ve picked up some great tips that have made all the difference. Here’s a simple framework to help you get started:

Organize Your Bank Accounts
Early on, we found that keeping our finances clearly separated made everything smoother. Here’s the setup that worked best for us:
- Household Checking
- Household Savings
- Business Checking
- Business Savings
- Tax Savings
Separate Your Spending with Credit (or Debit) Cards
Keep your business and personal expenses separate to avoid confusion and co-mingling. Set up cards for:
- Business Spending
- Household Spending
- Owner Perks
Create a Financial Review Routine
Whether you’re reviewing your finances annually, quarterly, or monthly, commit to leveling up. If you usually review annually, switch to quarterly. If it’s quarterly, move to monthly. Consistency and regular check-ins will give you clarity and confidence.

Want to dive deeper? Check out this webinar Katrina and I did where we break it all down. Let’s make 2025 your most financially dialed-in year yet!

Seth Dailey

Seth is the Co-Founder of both The Dailey Group and Keller Williams Gateway in Baltimore, Maryland. He serves as the Operating Principal for the brokerage and as the team leader for The Dailey Group, which consistently helps over 150 families a year. Seth, a Montana native, is passionate about empowering leaders and teaching people to make smart financial moves. Prior to real estate, Seth held his CPA designation and worked as a mortgage lender before joining forces with his wife of 20 years, Alyce. Seth can usually be found at the nearest coffee shop with a personal growth book in hand while scribbling down his next great idea on the back of a napkin.

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